Does area have an effect on the insurance quote?

[Fire-Starter]

When you are arranging a motor insurance for your vehicle, bear in mind that area where you will be living is going to have an effect on your motor insurance. If there are alot of accidents, burgalaries or theft has been reported in that area OR that area is famous for accidents due to the history then it will definitely effect your motor insurance. So choose the area accordingly if you have any choice rather than paying more for your car / motorbike insurance.